DebtFreeDashboard

⤓ Install app
ExampleSample numbers so you can see how this works. Nothing here is saved.
Total Owed
$0
across all accounts
Interest/mo
$0
you're paying now
Freedom Date
—
add debts
Interest saved
$0
vs. minimums only
Your Debts 0 accounts
💳

No debts added yet.
Add your first debt below to start building your payoff plan.

Add a Debt
Day of the month it’s due
Blank = we'll estimate it
Payoff Strategy
Pick your method. See the full payoff order and timeline.
Strategy —
🧠
Optimized
Works out the order that costs you the least, including when 0% rates end.
🏔️
Avalanche
Highest APR first. Usually the least interest of the classic methods.
⛄
Snowball
Smallest balance first. Accounts close sooner.
🎯
Hybrid
You set the order. Maximum control over your plan.
Strategy Comparison —
Your plan today —

🏔️ Avalanche

—
months to freedom
$— interest

⛄ Snowball

—
months to freedom
$— interest

📊 Min Payments Only

—
months to freedom
$— interest
Your Monthly Plan
Payoff Order
# Debt Balance APR Payoff date Interest Paid
Add debts on the Dashboard to see your plan.
What If?
Model different scenarios. See exactly how much time and money you can save.
Scenario Modeler
Additional Monthly Payment
$0$500$1,000$1,500$2,000
On top of the extra payment already in your plan.
Lump Sum Paydown Premium
$0
Applied today, on top of any planned lump sums you’ve scheduled.
Lump Sum Paydown $5,000
$0$5k$10k$15k$20k
🔒
Unlock Lump Sum Paydown
Model a tax refund, bonus, or windfall and watch your debt-free date jump. $12 one-time.
Unlock
Time Saved
—
vs. current plan
Interest Saved
—
total savings
Freedom Date
—
months remaining
New Total Interest
—
you'll pay
💳 Balance Transfer Modeler

Considering a 0% balance transfer offer? Enter its terms and see what the math works out to for your debts — including whether you’d clear it before the 0% period ends.

Wins & Milestones
Every step forward counts. Track your momentum here.
Debts Eliminated
0
accounts cleared
Balance Gone
0%
of what you started with
Achievement Badges
Backup & Restore

Keep your app up to date and your data safe. Updates back up and restore your data automatically.

Premium ★ Unlocked

DebtFree Dashboard is free to use for your whole payoff journey. A one-time $12 unlocks the planning suite: What-If lump sums, payoff-by-payoff detail with the minimums chart, bills, sinking funds, the amortization schedule, estimated-interest tracking, and the premium views. Pay once — yours forever, no subscription, data stays on your device.

Current version: v