DebtFreeDashboard

⤓ Install app
ExampleSample numbers so you can see how this works. Nothing here is saved.
Total Owed
$0
across all accounts
Monthly Interest
$0
you're currently paying
Freedom Date
—
add debts to calculate
Interest Saved
$0
vs. min payments only
Add a Debt
Blank = we'll estimate it
Your Debts 0 accounts
💳

No debts added yet.
Add your first debt above to start building your payoff plan.

Payoff Strategy
Pick your method. See the full payoff order and timeline.
🧠
Optimized
Works out the order that costs you the least, including when 0% rates end.
🏔️
Avalanche
Pay highest interest first. Saves the most money overall.
⛄
Snowball
Pay smallest balance first. Quick wins keep you motivated.
🎯
Hybrid
You set the order. Maximum control over your plan.
Strategy Comparison
Your plan today —

🏔️ Avalanche

—
months to freedom
$— interest

⛄ Snowball

—
months to freedom
$— interest

📊 Min Payments Only

—
months to freedom
$— interest
Monthly Payoff Budget
💳 Balance Transfer Modeller

Considering a 0% balance transfer offer? Enter its terms and see what the math works out to for your debts — including whether you’d clear it before the 0% period ends.

Payoff Order & Timeline
# Debt Balance APR Est. Payoff Interest Paid
Add debts on the Dashboard to see your plan.
What If?
Model different scenarios. See exactly how much time and money you can save.
Scenario Modeler
Additional Monthly Payment (on top of your current plan) $0/mo
$0$500$1,000$1,500$2,000
Lump Sum Paydown Premium $0
$0
Applied today, on top of any planned lump sums you’ve scheduled.
Lump Sum Paydown $5,000
$0$5k$10k$15k$20k
🔒
Unlock Lump Sum Paydown
Model a tax refund, bonus, or windfall and watch your debt-free date jump. $12 one-time.
Unlock
Time Saved
—
vs. current plan
Interest Saved
—
total savings
Freedom Date
—
months remaining
New Total Interest
—
you'll pay
One-Time Windfall

Every dollar extra matters.

Putting just $100 more per month toward your debt can shave years off your payoff date and save thousands in interest.

Wins & Milestones
Every step forward counts. Track your momentum here.
Debts Eliminated
0
accounts at $0
Total Paid Off
$0
cumulative payments
Achievement Badges
Backup & Restore

Keep your app up to date and your data safe. Updates back up and restore your data automatically.

Premium ★ Unlocked

DebtFree Dashboard is free to use for your whole payoff journey. A one-time $12 unlocks the planning suite: What-If lump sums, the cash-flow release card, estimated-interest tracking, and the premium views. Pay once — yours forever, no subscription, data stays on your device.

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