DebtFree — Command Center

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Debt-Free Progress

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Payoff Timeline

Monthly Cash-Flow Release Premium

As each debt is eliminated, its minimum payment frees up. Here's how much monthly cash comes back to you over time.

Monthly Cash-Flow Release Premium

As each debt is eliminated, its minimum payment frees up. Here's how much monthly cash comes back to you over time.

🔒

See your cash come back

Watch your monthly minimums step down to zero as each debt falls. Unlock for $12.

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Debt-Free Roadmap Premium

Your journey to zero, milestone by milestone.

Debt-Free Roadmap Premium

Chase Sapphire eliminated

Aug 2026 · frees $145/mo

Car Loan eliminated

Mar 2027 · frees $310/mo

Debt-free 🎉

Nov 2027

🔒

Your full roadmap to zero

Every debt-elimination milestone with dates and freed cash. Unlock for $12.

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Add a Debt

Debt Name

Type

Balance ($)

APR (%)

Min Payment ($)

This debt has a 0% / promotional APR

Your Debts 0 accounts

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No debts added yet.
Add your first debt above to start building your payoff plan.

Monthly Payoff Budget

Extra Monthly Payment ($)

Strategy

Monthly Payment Summary

Min Payments Due

$0

across all accounts

Total Monthly Payment

$0

minimums + extra

Planned Lump Sum Payments

Schedule future one-time payments like bonuses or tax refunds. These feed into your payoff simulation so your Freedom Date reflects your real plan.

Amount ($)

Expected Date

The system will allocate this amount across your debts following your current strategy.

Planned Lump Sum Payments Premium

Schedule future one-time payments like bonuses or tax refunds. These feed into your payoff simulation so your Freedom Date reflects your real plan.

Tax Refund

Apr 2026 · Strategy decides

$3,000

Year-End Bonus

Dec 2026 · Chase Sapphire

$5,000

🔒

Schedule future windfalls into your plan

Add a bonus or tax refund on a future date and your Freedom Date updates automatically. Unlock everything for a one-time $12.

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Payment Log

Payments recorded here.

Debt Account

Amount Paid ($)

Date

Backup & Restore

Keep your app up to date and your data safe. Updates back up and restore your data automatically.

⬆ Import Backup

Light theme
Switch between the default dark theme and a light theme.

Estimated interest Premium
Automatically add estimated monthly interest to your balances on the 1st of each month, so tracked numbers stay close to your real statements. Promo 0% periods are respected. Your statement is always the source of truth — you can correct any balance in the edit screen.

Premium ★ Unlocked

DebtFree Dashboard is free to use for your whole payoff journey. A one-time $12 unlocks the planning suite: What-If lump sums, the cash-flow release card, estimated-interest tracking, and the premium views. Pay once — yours forever, no subscription, data stays on your device.

Get Premium — $12

License key

Current version: v

🏔️ Avalanche

⛄ Snowball

📊 Min Payments Only

Every dollar extra matters.