The short version. DebtFree Dashboard is a calculator that helps you see your own debt payoff math. It is not financial advice. Your data stays on your device. Premium is a one-time purchase, and you can get a full refund within 30 days.
DebtFree Dashboard (“the app”, “we”, “us”) is an independent product operated by Kevin Sawler, an individual developer in Massachusetts, USA. It is available at mydebtdashboard.com and as “DebtFree: Debt Payoff Tracker” on Google Play. Contact: support@mydebtdashboard.com.
By using the app you agree to these terms. If you don’t agree, please don’t use it.
The information you enter is stored on your own device, not on our servers. How we handle data is described in our Privacy Policy. You are responsible for keeping your own backups (Settings → Export Backup); if your device or browser data is lost or cleared, we cannot recover it.
If you’re not happy with Premium, email support@mydebtdashboard.com within 30 days of purchase and we will refund you in full. Purchases made through Google Play can also be refunded through Google Play’s own refund process. This does not limit any rights you have under the law where you live.
Please use the app for its intended purpose. Don’t attempt to break, overload or interfere with the app or its services, bypass the Premium unlock, or resell or redistribute the app or licence keys.
The app, its design, text and code belong to us. You may use the app for your own personal purposes. Third-party names and logos remain the property of their owners.
We work to keep the app available and accurate, but we can’t promise it will always be uninterrupted or error-free. We may update, change or discontinue features. Because your data lives on your device, the app continues to work offline once loaded.
The app is provided “as is” and “as available”, without warranties of any kind, whether express or implied, including warranties of accuracy, fitness for a particular purpose and non-infringement, to the fullest extent permitted by law. You are responsible for your financial decisions.
To the fullest extent permitted by law, we are not liable for any indirect, incidental, special or consequential losses, or for any financial loss arising from decisions made using the app. Our total liability for any claim relating to the app is limited to the amount you paid us for it in the 12 months before the claim. Nothing in these terms limits liability that cannot be limited by law.
These terms are governed by the laws of the Commonwealth of Massachusetts, USA, without regard to its conflict-of-law rules, except where the law of the place you live requires otherwise.
If these terms change, the date at the top changes with it. Material changes will also be noted in the app’s release notes. Continuing to use the app after a change means you accept the updated terms.