📅
This Month, in one tap New
See what's due this month and what's already logged, with a ring that fills as you go. Swipe a payment right to log it, left to move or skip it, or log the whole month with Paid as planned.
🔔
Payment reminders New
Phone notifications before each due date, every Monday or on the 1st. Or add repeating events to your calendar. The notification text is written on your phone; the reminder service only gets due days as numbers.
🧠
4 payoff orders
Optimized, Avalanche, Snowball or your own order. Each one shows its debt-free month and total interest on your own numbers.
🔮
"What If" modeler
Slide an extra monthly amount and watch months saved and interest avoided, measured against your actual plan. Premium adds lump sums and planned windfalls.
🩺
Plan check New
Flags a 0% promo ending within 60 days, a planned payment smaller than this month's interest, or a card at 90% of its limit. Plain facts about your numbers.
🧾
Statement check-in New
Type the balance from your statement. The app records the difference (interest, fees) on the statement date, so balances stay exact without a bank login.
🗓️
Calendar view New
Every due date this month on a calendar. Pay twice a month on any debt, and the plan splits the minimum for you.
🎯
Promo APR tracking
Enter the promo rate, end date, transfer fee and regular APR. The plan switches rates the day the promo ends.
🏦
Every kind of debt
Credit cards, auto, student, personal and mortgage loans, with lender logos, credit-limit bars and a red-to-green payoff bar on each.
📝
Payment log with undo
Every payment with its date and amount. Delete any entry, even out of order, and every balance is recalculated from the start.
🏆
Milestones & Wins
Badges, streaks and a shareable card each time a debt is paid off or a milestone lands.
🔒
Private, with app lock New
No account and no bank login. Your numbers stay on your device, with optional Face ID, fingerprint or PIN lock and an optional backup to your own Google Drive.
On Android? Get the app.
